Versatile Investment Group

The table below shows the basic comparison between segregated funds and mutual funds.

While similar to mutual funds, segregated funds offer many unique advantages including maturity and death benefit guarantees, the ability to bypass estate probate and potential creditor protection.

With segregated funds you can take advantage of these features and also benefit from the proven track record and world-class investment management of some of Canada's top money managers.

Segregated funds are insurance products.

Benefit	Seg Funds	Mutual Funds
Maturity Guarantee	Yes	No
Death Guarantee	Yes	No
Creditor Proofing	Yes	No
Probate Protection	Yes	No
Insurance Protection	Yes	No

You can also:

• Lock in market gains using resets
• Professional portfolio management
• Diversification among asset classes and management styles
• Grow a portfolio while diversifying risk
• Create wealth using segregated funds

There products available utilizing segregated funds including:

• RRSP's
• RESP's
• Non-Registered investments
• RRIF's
• Group RRSP's
• GIF's
• And more.

Mutual funds are regulated under the provincial securities regulators and segregated funds are regulated by the provincial insurance officials. Mutual funds are offered through a prospectus filed with the provincial securities commission and segregated funds are offered through an information folder.

Segregated fund fees are higher than mutual funds, as they include a management fee and an insurance fee component.

As a brokerage we are distributors of segregated funds for various top insurance companies in Canada. If you are a consumer looking to invest please complete the form below and one of our senior advisors will contact you promptly and if you are in insurance professional please contact our office:

Subject to certain restrictions, any strategy should be discussed with a qualified financial professional.

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